These Terms of Service (the “Terms”) form an agreement between Settleline LLC (“Settleline”, “we”, “us”) and the person or entity that accesses or uses our website, hosted checkout pages, and payment technology (together, the “Services”). By using the Services you agree to these Terms. If you do not agree, do not use the Services.
1. What Settleline provides
Settleline provides payment technology for digital media businesses, including payment links and hosted checkout pages. We enable a seller to request payment from a buyer and, working with our regulated payment processing partners, facilitate the collection and settlement of that payment. Settleline is a technology provider; it is not a bank and does not provide banking, lending, or fiduciary services.
2. Sellers and buyers
A “seller” is a business that uses the Services to request payment. A “buyer” is a person who pays through a hosted checkout page. The underlying contract for any goods or digital media is between the seller and the buyer. Settleline is not a party to that contract and is not responsible for the goods or media supplied.
3. Eligibility and accounts
Seller accounts are opened only after a review by our team. You must provide accurate business and identity information and keep it up to date. You are responsible for maintaining the confidentiality of any credentials and for all activity under your account. We may decline, suspend, or close an account where required by law, by our payment partners, or by the card networks.
4. Acceptable use
Use of the Services is subject to our Acceptable Use Policy, which lists prohibited and restricted business categories. You may not use the Services for any unlawful purpose or in a way that breaches card network rules. We may suspend transactions or accounts that we reasonably believe breach that policy.
5. Fees
Fees for the Services are agreed with each seller in a separate commercial agreement. Unless stated otherwise, fees are exclusive of applicable taxes, which are the responsibility of the seller. We will give reasonable notice of any change to fees.
6. Payments, settlement, and refunds
Payments are processed by our payment partners. Settlement of funds to a seller is subject to successful processing, fraud and risk checks, and any reserve or hold that our partners reasonably apply. Refunds and cancellations are handled in accordance with our Refund & Cancellation Policy and the seller’s own policy. Buyers retain all rights available to them under applicable law and their card issuer’s rules.
7. Statement descriptor
Charges processed through the Services appear on a buyer’s card statement as SETTLE-LINE.COM. This descriptor helps buyers recognise the charge. A buyer who does not recognise a charge can use our statement lookup page or contact support.
8. Intellectual property
The Services, including all software, text, and design, are owned by Settleline or its licensors and are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable right to use the Services as intended. You may not copy, modify, or reverse engineer any part of the Services except as permitted by law.
9. Warranties and disclaimers
The Services are provided on an “as is” and “as available” basis. To the extent permitted by law, we disclaim all implied warranties. We do not warrant that the Services will be uninterrupted or error free. Nothing in these Terms limits any right you have that cannot be limited under applicable law.
10. Limitation of liability
To the maximum extent permitted by law, Settleline is not liable for indirect, incidental, or consequential losses, or for loss of profits, revenue, or data. Our total liability arising out of or relating to the Services is limited to the fees paid to us for the Services in the three months before the event giving rise to the claim. This section does not exclude liability that cannot be excluded by law.
11. Indemnity
Sellers agree to indemnify Settleline against claims, losses, and costs arising from their breach of these Terms, their sale of goods or media, or their breach of applicable law or card network rules.
12. Suspension and termination
We may suspend or terminate access to the Services where required by law, our payment partners, or the card networks, or where we reasonably believe these Terms have been breached. You may stop using the Services at any time. Provisions that by their nature should survive termination will survive.
13. Changes to these Terms
We may update these Terms from time to time. We will post the updated Terms with a new effective date and, where appropriate, provide additional notice. Continued use of the Services after an update means you accept the updated Terms.
14. Governing law
These Terms are governed by the laws of the jurisdiction in which Settleline LLC is established, without regard to conflict of law principles, and subject to any mandatory consumer protections available to buyers in their country of residence. The competent courts of that jurisdiction have exclusive jurisdiction, subject to those mandatory protections.
15. Contact
Questions about these Terms can be sent to support@settle-line.com. Company identification details are available on our company details page.
Questions about this document? Contact support@settle-line.com.